Invoice lending
Invoice lending - a possibility to increase liquidity and use the capital that is otherwise tied up in customer claims.
To make your capital available to you, we offer Invoice lending as an option, alone or in combination with a traditional credit account. With credit accounts, where the collateral lies in the company, the customer claims are valued at up to 50 percent excluding Value Added Tax. With Invoice lending the portion available to borrow increases to 60-80 percent including Value Added Tax.
Another advantage with borrowing upon your invoices is that the credit can be adjusted to seasonal fluctuations and grow at the same rate as your sales. Invoice lending is a secure and flexible financing form where the credit is adjusted to development and invoicing.
This service is especially appropriate for newly started companies and companies in expansion. Normally our charges for the service are at the same level as, or under, the offers available from the banks.